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You know what you need

We'll help you get it.

Shop at your favorite stores and enjoy convenient lease-to-own purchase options.

No credit needed.*

Apply now

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How it works

As easy as 1-2-3

No credit needed*

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Apply for your lease

Once approved, go shopping at your favorite stores.

moving-couch

Take your items home

Take your merchandise home same day or arrange for delivery.

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Simple, automatic payments

Schedule your payments around your paydays.

Our partners

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Shop at your favorite stores

With thousands of retail locations nationwide, you can enjoy convenient, flexible lease-to-own purchase options on items such as furniture, electronics, jewelry, tires & wheels, mobile devices, appliances, mattresses and more.

Find a store

Buyer choosing headphones
moving-couch

No credit needed*

We know a three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.

Our underwriting process allows us to consider everyone with less-than-perfect credit. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Apply now

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Convenient, automatic payment options

Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.

Learn More

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Get the App

Discover a new shopping experience.

Thousands of retail locations

Furniture, electronics and appliances - just to name a few.

Find a store

What our customers are saying

Take it from those that know best.

Julie

“Easy to use and incredible customer support and love the 90-day option.”

Julie | Salt Lake City, UT

Robert

“I had a great experience from the start. I'll definitely use Progressive again.”

Hank | Dallas, TX

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“Thank you for giving AMAZING customer service!”

Derrek | Brooklyn, NY

Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.