Hooray! You can now lease-to-own from Bargain Town!
Get what you need now and own it in 12 months or less. No credit needed.*

How does lease to own work?
Leasing is easy as 1-2-3

Apply for your lease
Once approved, go shopping at your favorite stores.

Take your items home
Take your merchandise home same day or arrange for delivery.

Simple, automatic payments
Schedule your payments around your paydays.
What are the benefits of LTO?
Here are just a few:
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Cancel anytime
You can cancel your lease agreement at any time and return the item(s) with no penalty.
Pay off early and save
Paying your lease off early will save you money on the total cost of leasing.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
So many incredible options!
From chic sofas and stylish beds to dining sets and accent pieces, Bargain Town brings quality that's always affordable. Lease today with Progressive Leasing.

Living Room
From bold to basic, shop living room furniture that brings value home.

Dining Room
Classic, modern, or something in between, find dining room furniture that fits your space and style.

Bedroom
Refresh your bedroom without overspending. Bargain Town has the styles you want for less.

Home Office
Set up your perfect workspace. Bargain Town has smart, affordable solutions for home productivity.