Unlock exclusive savings with Prog Offers!

Shop the best deals from top retailers and get what you need with flexible payment options. These offers won't last forever-take advantage while they're here!

Don't let this one slip—just $19⁵ to start your lease and shop Ashley online, where the furniture you need is a few clicks away.

Offer valid 07/02/26 - 07/08/26

Apply Now

$1 initial payment¹³ with Progressive Leasing Lease-to-Own. It's the perfect time to shop at AT&T.

Coming soon. Offer valid 07/10/26 - 08/10/26

Apply Now

$19² to start. Grab fitness trackers, weights, backpacks, and coolers. All you need with flexible payments and no credit needed.* This deal won't last.

Offer valid 08/13/26 - 08/19/26

Apply Now

$19 initial payment!¹¹ It's the perfect time to shop at Stix Golf.

Offer valid 08/26/26 - 09/09/26

Apply Now

How it works

As easy as 1-2-3

No credit needed*

Apply for your lease

Once approved, go shopping at your favorite stores.

Take your items home

Take your merchandise home same day or arrange for delivery.

Simple, automatic payments

Schedule your payments around your paydays.

What our customers are saying

Take it from those that know best.

“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”

“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”

“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”

Prog Offers FAQs

How long do Prog Offers last?

Each retailer's offer has a specific end date. Check the details under each offer to ensure you don't miss out!

What is the initial payment, and when is it due?

The initial payment is the amount due at checkout when you start your lease.

How does Progressive Leasing's lease-to-own program work?

Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.

Do I need good credit to be approved?

No, we do not require a credit history, and applying won't impact your credit score. We consider multiple factors in our approval process.

How much can I get approved for?

Approval amounts vary based on multiple factors. After you apply, we'll let you know how much you're approved for at that specific retailer.

How do payments work, and when are they due?

Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.

Can I pay off my lease early?

Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.

What happens if I no longer need the item?

You can return the item at any time without penalty — just call us at 877-898-1970. You'll only be responsible for the lease payments made while using the item.

^{Discount applies to the retailer's cash price. All other offers are not contingent upon a lease application.}

^{*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.}

^{**The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.}

¹Lowe's-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 08/17/26 - 09/09/26. Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
²Walmart, Target, Dick's, GameStop-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Offer valid for Dicks Sporting Goods, GameStop, Target and Walmart. Available for applications 08/13/2026 - 08/19/2026.
³Cricket-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 07/17/26 - 09/13/26.
⁴KAY-Offer valid while supplies last. Excludes previous purchases. Cannot be combined with any other offer. Promotions, prices, styles and availability may vary by store and online. See Jewelry Expert in-store or chat with an Expert online for details. Offer valid through 08/16/26 at 11:59 PM ET.
⁵Mattress Firm-Offer valid 7/29/26-9/29/26. Savings vary by brand, size and model. Selection varies by store and while supplies last. Other restrictions apply. Receive a free Sleepy's Basic Adjustable Base with qualifying purchase. Offer not valid on previous purchases and has no cash value. Exclusions apply. See store or website for details.
⁶Zales-Offers valid August 13-16, 2026. All offers exclude solitaire rings, Shahla, timepieces, specially priced items, Zales Essentials, clearance, closeouts, pre-owned watches, pre-owned jewelry, customized items, Diamond Events, loose stones, protection plans, and prior purchases. Offer may exclude certain new items, designer brands, and licensed or exclusive collections. Promotions, pricing, styles and availability may vary by store and online. See Jewelry Expert for details.
⁷Raymour & Flanigan-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 8/7/26 - 9/9/26.
^8aBanter-Buy One Get Up to Two 50% Off valid on select styles online from 08/13/2026 7:00 AM ET through 08/17/2026 6:59 AM ET. Exclusions apply. Second and third items purchased must be of equal or lesser value than the original item. Sale excludes piercing earrings, select jewelry, special offers, gift cards, prior purchases, extended service agreements, service fees, charitable items and donations. Promotions, pricing, styles and availability may vary by store and online. Cannot be combined with any other offer.
^8bBanter-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 8/13/26 - 8/16/26.
⁹Dell-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 08/05/26 - 08/20/26.
¹⁰Tire Agent-Exclusions apply. See website for details. The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection. Discount applies to the retailer’s cash price. All other offers are not contingent upon a lease application.
¹¹Stix-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 08/26/26 - 09/09/26.

Get the App

Discover a new shopping experience.