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Unlock Exclusive Savings with Prog Offers.
Shop the best deals from top retailers and get what you need with flexible payment options. The offers won't last forever—take advantage while they're here!
Save now on all things spring with $1 initial payment.1 No Credit Needed*
Offer Valid 03/12/26 - 04/22/26
Save Up to 35% OFF2 Engagement, Wedding and Anniversary Rings now at KAY! Shop now to make the moment unforgettable!
Offer valid 04/03/26 - 04/12/26
Shop Mattress Firm's Upgrade Your Sleep Sale and save up to $600.3a Plus get a free adjustable base on select mattresses from top brands like Sealy! Get started with just a $1 initial payment!3b
Offer 3a valid 03/04/26 - 04/28/26, Offer 3b valid 04/08/26 - 04/28/26
Special Offers and Deals are available for a limited time at Zales! Shop now to find that special piece to elevate your daily lineup!4
Fresh Season, Louder Looks at Banter. Shop now to save 20% off Sitewide.5
Offer Valid 04/06/26 - 04/13/26
Own the moment and enjoy 30% OFF6 Select Lab-Grown Diamond Engagement Rings at Jared! Jared. Love lives in every detail.
Offer valid 03/13/26 - 04/11/26
BIG savings at Big Lots! Take home indoor & outdoor furniture favorites with a $49 initial payment.7
Open in select locations.
Upcoming $1 initial payment.8 It's the perfect time to shop at Guitar Center.
Offer valid 04/09/26 - 04/15/26.
Make the most of your tax return with new wheels from AudioCityUSA. Only $19 to start for a limited time.
Offer valid 03/01/26 - 05/31/26
Discover tire deals and rebates from top brands for reliable performance. Get started today with a $1 initial payment.10
Offer valid 04/01/26 - 04/30/26.
Find what fits your needs at eBay. Start leasing today with a $19 initial payment.11 The application is quick, with flexible payments to fit your budget.
Offer valid 04/02/26 - 04/07/26
Upgrade your space from sofas to home essentials. Lease today with a $19 initial payment,11 no credit needed,* and an instant decision.
Offer valid 04/02/26 - 04/07/26
Tackle home improvements today with no big upfront cost. Start leasing with just $19,11 no credit needed,* and flexible payments.
Offer valid 04/02/26 - 04/07/26
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What our customers are saying
Take it from those that know best.
“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”
“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”
“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”
Prog Offers FAQs
How long do Prog Offers last?
Each retailer's offer has a specific end date. Check the details under each offer to ensure you don’t miss out!
What is the initial payment, and when is it due?
The initial payment is the amount due at checkout when you start your lease.
How does Progressive Leasing’s lease-to-own program work?
Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.
Do I need good credit to be approved?
No, we do not require a credit history, and applying won’t impact your credit score. We consider multiple factors in our approval process.
How much can I get approved for?
Approval amounts vary based on multiple factors. After you apply, we’ll let you know how much you’re approved for at that specific retailer.
How do payments work, and when are they due?
Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.
Can I pay off my lease early?
Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
What happens if I no longer need the item?
You can return the item at any time without penalty just call us at 877-898-1970. You’ll only be responsible for the lease payments made while using the item.
3aMattress Firm-Discount applies to the retailer’s cash price. All other offers are not contingent upon a lease application. Offer valid 3/4/26-4/28/26. Savings vary by brand, size and model. Selection varies by store and while supplies last. Other restrictions apply. Receive a free Sleepy's Basic Adjustable Base with qualifying purchase. Offer not valid on previous purchases and has no cash value. Exclusions apply. See store or website for details.
3bMattress Firm-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 4/8/26 - 4/28/26.
4Zales-Exclusions apply. See website for details. Discount applies to the retailer’s cash price. All other offers are not contingent upon a lease application.
5Banter-20% off Site valid on select styles online from 04/06/2026 7:00 AM ET through 04/13/2026 6:59 AM ET. Exclusions apply. Sale excludes piercing earrings, select jewelry, special offers, gift cards, prior purchases, extended service agreements, service fees, charitable items and donations. Promotions, pricing, styles and availability may vary by store and online. Cannot be combined with any other offer. Discount applied in shopping bag. Original prices may not have resulted in actual sales. Intermediate markdowns may have been taken. Advertised items may not be offered in future sale events. Promotions, prices, styles and availability may vary by store and online. Merchandise enlarged to show detail and may not always be exactly as pictured. Typographical errors are subject to correction.
6Jared-Offer valid 3/13/26 through 4/11/26 on Select Lab-Grown Diamond Engagement Rings. Excludes warranties, repairs, purchases made with trade-ins and previous purchases. Cannot be combined with any other offers. Promotions, prices, styles, and availability may vary by store and online.
7Big Lots-The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.
8Guitar Center-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 4/9/2026 - 4/15/2026.
9Audio City-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 3/1/26 - 5/31/26.
10Tire Agent-Exclusions apply. See website for details. Discount applies to the retailer’s cash price. All other offers are not contingent upon a lease application.
11eBay, IKEA, Home Depot-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Offer valid for eBay, Home Depot, and IKEA. Available for applications 04/02/2026 - 04/07/2026.
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