We've slashed the initial payment at Best Buy® for a limited time! With a $19 initial payment1 you can bring home the tech you love and pay your way.
Offer valid 2/9/26-2/22/26
Steal their hearts this Valentine's Day with up to 40% OFF2a everything, plus a $1 Initial Payment2b at KAY!
Offer 2a valid through 2/16/26, Offer 2b valid 2/7/26-2/14/26
Sweeten their Valentine's Day with up to 50% OFF3a Select Gifts, plus a $1 Initial Payment3b at Zales!
Offer 3a valid 1/20/26-2/16/26; Offer 3b valid 2/5/26-2/16/26
For a limited time, take home your jewelry today from Fred Meyer Jewelers starting with a $1 initial payment.4
Offer Valid 1/28/25-2/17/26
This Valentine's Day, mark the moment with meaning and enjoy 20% OFF5a storewide at Jared with a $1 initial payment.5b Jared. Love lives in every detail.
Offer 5a valid 2/5/26-2/16/26, Offer 5b valid 2/10/26-2/16/26
Discover fine jewelry gifts from Helzberg that say more than words ever could, starting with a $1 Initial Payment.6
Offer valid 02/11/26-02/16/26
Show how much they mean this Valentine's Day. Choose a meaningful gift from REEDS—starting with a $1 initial payment.7
Offer valid 2/3/26 - 2/15/26
Shop Mattress Firm's Presidents Day Sale and save up to $7008a plus get a free adjustable base on select mattresses from top brands like Sealy! Get started for just $18b for a limited time only.
Offer 8a valid 1/21/26-3/03/26; Offer 8b valid 2/4/26-2/24/26
Celebrate President's Day with up to 30% off9a at Raymour & Flanigan! Refresh every room with big savings on furniture you love—and start your lease with just a $1 initial payment.9b
Offer 9a valid 2/3/26-2/23/26; Offer 9b valid 2/1/26-2/28/26. Not available in all states.
Looking to upgrade tech of home essentials? Apply today and use your lease at Amazon starting at only $1910 to get what you need without a large upfront cost.
Offer valid 2/9/26-2/16/26
When everyday upgrades can't wait, apply and use your lease at Walmart to access home essentials with flexible payments and a $19 initial payment.10
Offer valid 2/9/26-2/18/26
Refresh your space, apply today and use your lease at Wayfair to upgrade furniture and home essentials starting with a $19 initial payment.10
Offer valid 2/9/26-2/16/26
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What our customers are saying
Take it from those that know best.
“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”
“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”
“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”
Prog Offers FAQs
How long do Prog Offers last?
Each retailer's offer has a specific end date. Check the details under each offer to ensure you don’t miss out!
What is the initial payment, and when is it due?
The initial payment is the amount due at checkout when you start your lease.
How does Progressive Leasing’s lease-to-own program work?
Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.
Do I need good credit to be approved?
No, we do not require a credit history, and applying won’t impact your credit score. We consider multiple factors in our approval process.
How much can I get approved for?
Approval amounts vary based on multiple factors. After you apply, we’ll let you know how much you’re approved for at that specific retailer.
How do payments work, and when are they due?
Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.
Can I pay off my lease early?
Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
What happens if I no longer need the item?
You can return the item at any time without penalty just call us at 877-898-1970. You’ll only be responsible for the lease payments made while using the item.
3Big Lots-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 2/13/26 - 3/7/26.
4Guitar Center-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 2/19/2026 - 3/11/2026.
5Audio City-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 3/1/26 - 5/31/26.
6Jared-Offer valid 2/6/26 through 3/7/26 on Select Lab-Grown Diamond Engagement Rings. Excludes warranties, repairs, purchases made with trade-ins and previous purchases. Cannot be combined with any other offers. Promotions, prices, styles, and availability may vary by store and online.
7Amazon, Walmart, Apple, eBay-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Offer valid for Amazon, Walmart, Apple and eBay. Available for applications 03/05/26 - 03/08/26.
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