Coming Soon: Early holiday deals with $1 initial payment1 at Lowe's with Lease-to-Own! Starting on 11/06.
The Black Friday Sale is ON: Save on the perfect sleep system with up to $900 off2a Stearns & Foster, Tempur-Pedic and Sealy. Plus, get started with your new bed today for just $1.2b Don't wait to upgrade!
Flex the gift. Not the budget! Shop Early Black Friday Specials & Get Up to 50% OFF3 Limited-Time Deals starting soon at KAY!
Offer valid 11/07/25-12/01/25.
Shop Early Black Friday Specials & Get Up to 50% OFF4a Select Styles starting soon at Zales! Plus, $1 initial payment4b for a limited time! Find those favorite gifts, ready to be wrapped!
Up to 50% OFF valid 11/07/25-11/20/25. $1 Initial Payment valid 11/07/25-11/11/25.
Get up to 30% OFF5a during the Early Black Friday Sale at Value City Furniture and American Furniture. We're also offering a $1 initial payment5b - limited time only! Shop with no credit needed today.*
Offer valid 09/09/25 - 12/31/25. Not available in all states.
Clearance, but make it even better. Get an extra 30% OFF6 now at Banter.
Take advantage of big savings this holiday season at Raymour & Flanigan! Furnish your home today with top-rated pieces for only a $1 initial payment.7
Offer valid 09/09/25 - 12/31/25. Not available in all states.
It's your season to shine! 30% off Select Lab-Grown Engagement Rings.8a Starting with a $1 initial payment8b at Jared. Your Journey to Joy.
30% off valid 10/15/25-11/11/25. $1 Initial Payment valid 11/06/25-11/09/25.
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What our customers are saying
Take it from those that know best.
“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”
“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”
“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”
Prog Offers FAQs
How long do Prog Offers last?
Each retailer's offer has a specific end date. Check the details under each offer to ensure you don’t miss out!
What is the initial payment, and when is it due?
The initial payment is the amount due at checkout when you start your lease.
How does Progressive Leasing’s lease-to-own program work?
Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.
Do I need good credit to be approved?
No, we do not require a credit history, and applying won’t impact your credit score. We consider multiple factors in our approval process.
How much can I get approved for?
Approval amounts vary based on multiple factors. After you apply, we’ll let you know how much you’re approved for at that specific retailer.
How do payments work, and when are they due?
Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.
Can I pay off my lease early?
Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
What happens if I no longer need the item?
You can return the item at any time without penalty just call us at 877-898-1970. You’ll only be responsible for the lease payments made while using the item.
2aOffer valid November 4–December 2, 2025, while supplies last. Maximum savings of $900 requires purchase of a Reserve, Lux Hybrid, or Lux Hybrid Elite mattress and a TEMPUR-Ergo® Smart Base. Stearns & Foster®. Select adjustable mattress sets only. Savings realized at time of purchase. Certain offers may not be combined. Not valid on prior purchases. See store for availability and details.
2aOff ticketed price. Excludes Now + Forever® Natural and Lab-Created Diamond solitaire rings, Armani Exchange, Emporio Armani, Bulova Frank Sinatra, Bulova Marc Anthony, Bulova Archive Series, Casio, Coach, Fossil, Hamilton, Hugo Boss, Kate Spade, Lacoste, Mido, Movado, Skagen, Tissot, and select JBW watches, smartwatches, watchbands, loose diamonds and gemstones, Teddy Bear Jewelry Collection honoring St. Jude®, Le Vian® Vault online collection, KAY Signature, Rocksbox, clearance, closeouts, previously owned merchandise, ear piercing merchandise, specially priced merchandise, special events, custom design jewelry, jewelry cleaning items, charity items, protection plans, repairs and services, gift cards, and previous purchases. Offer may exclude certain new items, designer brands, and licensed or exclusive collections. Promotions, prices, styles and availability may vary by store and online. Extra 10% off with $999+ offer is not combinable with any coupons, but is combinable with 30% off Everything promotion prices. Extra 10% off applied in cart online when $999 threshold is reached. Minimum purchase amounts do not include taxes and shipping. See Jewelry Expert for details. Offers valid through 10/13/25 at 11:59 PM ET.
2bThe initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 11/5/2025 - 11/11/2025 and 11/19/2025 - 12/2/2025.
3Offer valid while supplies last. Excludes previous purchases. Cannot be combined with any other offer. Promotions, prices, styles, and availability may vary by store and online. See Jewelry Expert for details. Offer valid through 12/01/25 at 11:59 PM ET.
4aOffer valid November 7-20, 2025. Prices shown reflect additional savings and cannot be combined with any other offer or coupon. While supplies last. See Jewelry Expert for details.
4bThe initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 11/07/25 - 11/11/25. See Jewelry Expert for details.
5bThe initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 11/4/25 - 12/8/25.
630% off Clearance valid on select styles in store and online from November 3, 2025 7:00 AM ET through November 7, 2025 6:59 AM ET. Discount applied in shopping bag. Prices ending in .98 cents will be gone forever. Excludes piercing earrings.
7The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 9/9/25 - 12/31/25.
8aOffer valid 10/15/25 through 11/11/25 on Select Lab-Grown Diamond Engagement Rings. Excludes warranties, repairs, purchases made with trade-ins and previous purchases. Cannot be combined with any other offers. Promotions, prices, styles, and availability may vary by store and online.
8bThe initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 11/6/2025 - 11/9/2025.
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